Homeowner Association Insurance

Keep your community safe on every level.

Safecal provides a path toward comprehensive coverage for entire living complexes. With both Homeowners Association (HOA) and Apartment Building Insurance, we can keep you or your group covered so you can ensure a risk-free experience for your community.

Why You Need HOA and Apartment Building Insurance

While individual renters or owners will need to cover their own spaces, it is up to those responsible for the community at large to provide protection. Safecal helps HOAs and apartment building owners find their perfect match for coverage, each according to their community’s needs. The right coverage can ensure the communal areas and materials can be swiftly and affordably repaired in the event of damage.

• HOA Insurance: Protect against damage to common areas, such as pools, gyms, and more, to ensure the community will never lose access to valuable community assets.
• Apartment Building Insurance: Protect against damage to the building itself and shared areas, such as pools, offices, elevators, and more.

Who Needs HOA Coverage?

• Homeowner Associations
• Condominiums and Condo-Hotels
• Cooperatives and Timeshares
• Planned Unit Developments (iPUDs)
• Commercial/Professional/Industrial Associations

What Can HOA and Apartment Building Insurance Cover?

Safecal matches our clients with unique insurance packages according to the individual needs of your HOA or apartment complex. Below are some of the key areas that HOAs and building owners may want to have covered as part of their insurance package.

• Building: Coverage for the building itself or the structures of common areas, such as garages, courtyards, and more.
• Plumbing: Coverage for unexpected backup in sewers or drainage systems that could damage both communal and personal property.
• Employee: Coverage for dishonesty on the part of employees.
• Inflation: Coverage that adjusts to keep up with current rates of inflation.
• Code and Ordinance: Coverage for new or increased costs for building repair or upgrades in order to comply with local laws, codes, and ordinances.

Benefits of Safecal for Insurance

Our insurance agents at Safecal have years of experience providing HOA and apartment building insurance in Los Angeles and the surrounding areas. We have in-depth knowledge of what the key areas of coverage are, matching owners and HOAs with the right plans that fit their needs and the needs of their communities.

Some of the key Safecal benefits include:

• Agent Expertise: Safecal insurance agents know LA and the surrounding areas through years of local experience. They know the ins and outs of the key coverage areas needed for local communities.
• Personalized Plans: With fully customized insurance options, you can be assured your plan is fitted to match your needs.
• Continual Service: We know insurance can be a challenge to parse out, and we are always available for client-centric service at every point of the process.

Get Protected With Safecal Today

Contact Safecal today by phone or through our online form to start working with leading insurance agents in the Los Angeles Area. With three locations across LA County, there is always an agent of ours within reach. With customized plans for HOA and apartment building insurance in Los Angeles, we aim to do our part in keeping your community covered.