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What Insurance Do Restaurants Need?

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America has hundreds of thousands of restaurants serving people almost daily. The average American eats out three times a month and orders takeout or delivery approximately four times a month. Providing quality food and service to Americans is necessary to keep restaurant doors open. Part of ensuring quality service is having proper protection for your … Read more

What is California’s Garage Keeper Liability Law?

Car maintenance concept image to explain California's garage keeper liability law.

Cars can be unreliable and require repairs. Sometimes, these repairs can be done within a day. However, others may take longer. The parts or labor may take several days. When this occurs, the owner leaves the vehicle at the repair shop. Businesses that store, repair, or take custody of someone’s vehicle should have insurance coverage. … Read more

Top Liabilities for Running a Restaurant (And How Insurance Helps)

featured image for article about the top liabilities for running a restaurant

Running a restaurant can be a lucrative business option when done right. However, there is a lot of risk associated with a restaurant. Protecting your business, yourself, your employees, and your patrons is critical. Below, you will find the top liabilities for running a restaurant (and how insurance helps). Top Liabilities for Running a Restaurant … Read more

10 Reasons to Get Insurance for Your Business

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Business insurance can protect your business from certain risks. The investment can have long-term benefits and save you money if unexpected events occur. Below you will find the 10 reasons to get insurance for your business. 10 Reasons to Get Insurance for Your Business Consider the following reasons you should get insurance to cover your … Read more

4 Reasons to Get Commercial Property Insurance

concept of reasons to get commercial property insurance

Commercial property insurance is often a requirement of owning certain types of commercial property. But beyond that, there are many reasons why getting this type of insurance may be a good idea. From extra liability to financial protection in the event of a disaster, insurance is something that you won’t need every day but you’ll … Read more

Common Business Liabilities to Know About

Liability Concept

It’s possible that your business has some liabilities. Liabilities are financial obligations to third parties in business bookkeeping. Monetary debt is the most common type for small and large businesses. To evaluate the financial position of your business, assets and liabilities are often used. It is important to understand what business liabilities are and how … Read more

Why Weed Shops Need Insurance

cannabis store insurance

Although most retailers know the necessity for liability insurance to cover them in the event of an accident on their premises, few understand the importance and value of medical marijuana insurance for dispensaries. In 2022, there are many reasons why weed shops will need insurance, especially with the increasing legalization rate. Why Weed Shops Need … Read more

Top Small Business Insurance FAQs

small business insurance faqs

It can be both thrilling and scary to start a business. Even if your business is small, you may feel more at risk when your time and money are at stake. Business insurance provides coverage to protect your investment in case of an unexpected event. But having a small business is quite different from running … Read more

What we do?
Safecal Insurance Services is a fire & casualty insurance broker licensed in the state of California. Safecal Insurance Services was founded in beautiful Pasadena, California. We specialize in providing low cost coverage in all lines of personal and commercial insurance.
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Nearly every establishment involved in selling food and beverages – from take-out restaurants to fine dining facilities, and from coffee cafes to full-service bars – can benefi…

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