Retail Store Insurance
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Complete business protection for your business in California.
Let us help you create a business policy for you. Not a “one size fits all” package, THIS IS SAFECAL INSURANCE!
Liability Coverage:
- Premises/operations
- Personal and advertising injury
- Tenants property damage legal liability
- Products/completed operations
- Limited host liquor liability
- Medical payments/sublimit
- General aggregate limit applies per premises
- Automatic “additional insured” status for those specified
Need a little more protection?
Our Business owners Policy joined with our SafeCal Special Form Insurance Endorsements can be an economical insurance solution for your business insurance in California. They add a little more property and liability coverage in California along with coverage that is unique to your industry to create the perfect insurance plan at a competitive price.
Your business is unique and your insurance coverage should be a perfect fit. here are a few ways that we can help protect your business.
Give us a call at 888-535-0110.
Property Coverages:
Building
- Exterior glass
- Appurtenant structures
- Permanently installed machinery and equipment
Business Personal Property
- Tenants exterior glass
- Furniture, fixtures, machinery, equipment and stock
- Improvements you’ve made as a tenant
Business Income Coverage:
- No waiting period
- Ordinary payroll with options to increase to 360 days
- Actual loss sustained is included with options available from 3-24 months
- Increased period of indemnity with options to increase to 360 days
Other Coverages (automatically included):
- Equipment breakdown
- Money and securities
- Valuable papers and records
- Outdoor
Retail Store Classifications:
- Antique
- Appliance
- Aquarium Sales & Supply
- Arts & Crafts
- Auto Parts & Supplies
- Bakeries
- Barber or Beauty Supplies
- Bath Shops
- Blanket & Bedspread
- Book & Magazine
- Bric-a-Brac or Curio
- Premises
- Camera & Photographic Supplies
- Camping Equipment
- Candle Shops
- Candy, Nut & Confectionary
- Card Shops
- Carpet
- Catalog Sales
- Ceramic
- Cheese & Sausage Specialty
- China & Glass
- Clock Shops
- Clothing
- Coffee, Tea & Spice
- Convenience
- Cosmetic & Perfume
- Craft Shops
- Curtains & Draperies
- Dairy Products or Butter & Egg Stores
- Department or Discount
- Drug Stores
- Dry Cleaners
- Laundries
- Dry Goods
- Electric Supplies
- Electronics
- Fabric
- Feed
- Fireplace Equipment
- Five & Ten Cent
- Floor Covering
- Florists
- Frame Shops
- Frozen Food
- Fruit & Vegetable
- Furniture
- Gasoline
- Gift Shops
- Glass Sales – Window, Plate or Mirror
- Glassware
- Golf & Tennis Pro Shops
- Grocery
- Hardware
- Hearing Aids
- Hobby Shops
- Home Furnishings
- Jewelry Stores
- Kitchen Accessories
- Lamp & Lighting Fixtures
- Lawn & Garden
- Leather Goods
- Luggage
- Meal Preparation
- Marine Supplies
- Meat, Fish, Seafood or Poultry
- Millinery & Trimmings
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