Cars can be unreliable and require repairs. Sometimes, these repairs can be done within a day. However, others may take longer. The parts or labor may take several days. When this occurs, the owner leaves the vehicle at the repair shop. Businesses that store, repair, or take custody of someone’s vehicle should have insurance coverage. You may wonder, what is California’s garage keeper liability law? Below, you will find more information about the law and how you can stay in full compliance with it.
What is California’s Garage Keeper Liability Law?
Businesses that take possession of a customer’s vehicle are considered bailees. A bailee is responsible for the safekeeping of the automobile. Auto repair shops are commonly understood as bailees. However, there are several other types of business. Common types include car washes, towing companies, and even valet services. For business owners in these fields, it is critical to understand your responsibilities. Caring for someone’s automobile comes with certain requirements.
Businesses are required to exercise a certain standard of care. The standard is that of a reasonable person in the same circumstances. When it comes to the safety and security of vehicles, there is a specific standard of care. This standard includes three distinct requirements. It is necessary to provide secure storage and protection and perform regular inspections. It is helpful to provide secure storage that is locked and covered. The automobile should be protected from weather damage, vandalism, and theft. Lastly, regular inspections are necessary to ensure the car is in the same condition.
Should I Obtain Garage Liability Insurance?
Invest in garage liability insurance if you work in an industry that involves taking care, custody, or control of another person’s vehicle. Issues and accidents happen, so it is helpful to have coverage. Garage liability generally covers damage from accidents, theft, vandalism, and weather damage. Having an insurance service in Los Angeles can protect you from costly issues. However, it does not cover everything.
It is important to note that there are exceptions to what garage liability insurance will cover. For example, theft by employees, defective work performed on the car, or personal items are not covered. When securing insurance, it is essential to talk with your provider about what is covered and what is not. They may have additional insurance packages to help fill in any gaps not covered by garage liability insurance alone.
Benefits of Having Garage Keepers Liability Insurance
There are several benefits to having garage keepers liability insurance. Consider the following if you own a business that involves taking custody of customer’s vehicles.
Credibility and Professionalism
Having insurance shows a sense of professionalism, which demonstrates your credibility and ensures that customers can trust and rely on your services. Accordingly, this positive reputation can attract new customers as your reputation in the field is correlated to business success.
Financial Investment
Investing in insurance can save you a lot of time and money in the long run. Accidents and issues arise as everything cannot be predicted. Because of this, having coverage is critical in the event that something unplanned occurs. Insurance can save you money and cover repairs and replacement, if necessary.
Peace of Mind
Knowing you are covered gives you peace of mind. You can avoid worrying or constantly thinking about the “what ifs.” You can rest assured your business and finances are protected. Choose to invest in garage keeper’s liability insurance today.
Insurance Service in Los Angeles
If you need insurance, the experts at Safecal Insurance Services offer a variety of coverage options. From garage keepers liability and business insurance to home and life insurance, they have a package that’s right for you. Contact their team today for more information!